Student Loan Debt Consolidation Deadline June 30

Your last chance to have previously ineligible payments on ANY federal loans count toward PSLF ends on June 30, 2024. You must consolidate FFEL Loans and Perkins loans before this deadline to maximize the number of qualifying payments. Complete the consolidation application using Summer or at Federal Student Aid before June 30, 2024.

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May 29, 2024, 7:00 PM-8:30 PM

June 13, 2024, 7:00 PM-8:30 PM 

June 24, 2024, 7:00 PM-8:30 PM 

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Here’s why it is critical that you consolidate FFEL and Perkins Loans before June 30, 2024:

The AFT settled a landmark court case in October 2021 that set in motion significant, but temporary, changes to the eligibility requirements for Public Service Loan Forgiveness. Since that time, we have heard from hundreds of members who have had their entire loan balances wiped away thanks to our union’s efforts.

If you have student debt and, like most AFT members, work for a public employer or nonprofit organization—regardless of whether you work in education, healthcare or another profession—you could have your entire debt balance forgiven, but YOU MUST CONSOLIDATE FFEL AND PERKINS LOANS before June 30, 2024, to benefit from the temporary PSLF waiver and income-driven repayment readjustment. 

You do not have to have made 120 payments over 10 years to benefit from this temporary waiver right now. Even if you have only made some payments to qualify for PSLF, applying before the end of the year may move you significantly closer to achieving loan forgiveness because you may get additional credit for MORE payments AND for periods of deferment or forbearance that exceed 12 months consecutively or 36 months total. Don’t miss out. Consolidate before June 30, 2024, if you want to take advantage of the temporary PSLF waiver and income-driven repayment adjustment.

See also  Reminder: Log In to Access AFT Member Benefits

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