Member Benefits

By becoming a dues-paying member of URA-AFT, you are immediately entitled to receive the benefits listed below.  You may be prompted to provide your AFT membership identification number in order to utilize some programs.

1.  AFT Plus and Union Plus discount programs

2. Defensive Driving Insurance Premium Reduction Fee Reimbursement

3. Vision Care Reimbursement

4. AFT Occupational Liability Plan – up to $1 M in legal coverage & accidental death benefit of $10,000 

URA-AFT is pleased to provide liability protection for claims or charges arising out of the employment activities of a member (i.e. if you get sued or prosecuted for your conduct at work).  If you die on the job as a result of a workplace assault, your designated beneficiary will receive $10,000 in addition to a AD&D benefit (see #5 below).  You must be a signed, dues-paying member of the URA-AFT in order to file a claim. Contact the URA-AFT office to obtain a letter verifying your membership status by calling (732) 745-0300 or e-mailing

5.  Accidental Death and Dismemberment (AD&D)
– free for members, up to $10,000 benefit 

The coverage pays benefits to insured members who die as a result of an accident or who suffer the loss of a hand, leg or similar serious injury. Benefits are paid directly to the member. In the case of accidental death, benefits are paid to the member’s beneficiary.  To designate a beneficiary, you must complete the a beneficiary form. Contact to initiate a new claim.  

See: Accidental Death & Dismemberment on the AFT site for more information. 

6. $5,000 No-Cost Term Life Insurance – a free benefit as a new member

No medical exams are required. This coverage is yours just for joining URA-AFT as a full dues-paying member. Click here to register.