With the increasing costs of health insurance, we work to help make each other aware of programs that maximize our overall wellness and save money.
The two programs detailed below are within the State Health Benefits Program (SHBP). Many of these were negotiated or advised by AFT and other public sector unions; none has any financial relationship with any union or with Rutgers.
Wellness
NJWELL is an optional wellness program for members in Horizon and Aetna SHBP. When you enroll, you will be ‘nudged’ to take action for physical fitness, emotional balance, preventive care, social connection and financial security.
Earn points between November 1 and October 31 and you will receive a Visa Prepaid card up to $250.
- Aetna members: Wellness | Aetna State of New Jersey SHBP & SEHBP Members
- Horizon members: NJWELL – SHBP/SEHBP
Fitness
Both Horizon and Aetna offer $20 per month incentives for tracking fitness activity.
HorizonBfit is a fitness-based wellness program available to members and dependents over 18, who select Horizon BCBS options. Track your activity to earn a $20 reward each month:
- Work out at home 12 or more days a month, and record and submit your workout using the Fit-At-Home feature on the ActiveFit app; or
- Walk 10,000 steps a day for at least 12 days a month; or
- Visit one of 4,000 participating fitness facilities 12 or more days a month; or
- Complete any combination of the above activities for at least 12 days a month.
Aetna Fitness Reimbursement Program is an easy to use flexible program that allows all members ages 18 and over who are covered under the medical plan to earn reimbursement for making healthy choices. You can earn $20 a month for a total of $240 for the year.
The program is yours at no extra cost.
You will need to complete any combination of 10,000 steps/day = 1 gym visit or 12 gym visits per month
To sign up:
Log into your member account at www.aetna.com
- Choose the Health & Wellness tab
- Click the Fitness Reimbursement program link
| Wellness Incentives | Links | $ Maximum |
NJ Well Horizon![]() | NJWELL – SHBP/SEHBP | $250 per year |
NJ Well Aetna![]() | Wellness | Aetna State of New Jersey SHBP & SEHBP Members | $250 per year |
| Fitness Incentives | Links | $ Maximum |
HorizonBfit![]() | Member Portal – HorizonbFit | $20 monthly |
Aetna Fitness Reimbursement Program![]() | www.aetna.com | $20 monthly |




